How to Pay LIC Premium Online Without Login in Minutes?

In today’s digital era, handling financial obligations such as insurance premiums has become much more convenient. Whether you're at home, at the office, or traveling, keeping your Life Insurance Corporation of India (LIC) policy up to date is now just a few clicks away.

For those who prefer a quick and hassle-free experience, you can now Pay LIC Premium Online Without Login - a method that saves time and simplifies the premium payment process without compromising on security or convenience.

Why Choose the No-Login Method?

Many LIC policyholders still believe they must log in or create an account to pay their premiums. While having a registered account is useful for tracking multiple policies or checking loan/bonus status, it’s not mandatory for simply making a payment. The Pay LIC Premium Online Without Login feature is particularly helpful for:

• First-time users

• Users paying on behalf of family members

• Those who want a fast, one-time payment

• People unfamiliar with or hesitant to create online accounts

This method removes the barriers to making secure, instant payments while maintaining complete control over your financial data.

Eligibility and Requirements

To use the no-login payment option, you must have the following:

• Valid LIC policy number

• Correct date of birth of the policyholder

• A working internet connection

• An active debit card, credit card, UPI, or net banking service

• Access to an email ID and mobile number (for confirmation and receipts)

This feature supports payments for traditional life insurance policies, term plans, money-back policies, and endowment plans.

Step-by-Step Guide for Paying LIC Premium Online Without Login

Here’s a simplified breakdown of how to complete your premium payment:

Step 1: Visit the LIC Online Services Page

Navigate to the official Life Insurance Corporation of India’s online payment page. Select the option labeled “Pay Premium Online”.

Step 2: Choose “Pay Direct (Without Login)”

You will be presented with two options:

• Pay Premium through Customer Portal (Login Required)

• Pay Direct (No Login)

Click on the second option, which allows payment without registration or login.

Step 3: Select “Renewal Premium”

Under the “Pay Direct” menu, select “Renewal Premium/Revival” if you're paying for ongoing or lapsed policies.

Other options available here include:

• Loan Repayment

• Loan Interest Payment

• Advance Premium Payment

Choose the appropriate service as per your requirement.

Step 4: Enter Policy Details

You will need to enter the following:

• Policy number

• Date of birth (in DD/MM/YYYY format)

• Mobile number

• Email ID

• Installment premium amount (excluding GST)

Make sure the information is accurate to avoid any errors or delays.

Step 5: Verify and Confirm

After inputting the details, you will see the policy information and the payable premium amount including GST and other charges.

Verify all data carefully and proceed.

Step 6: Choose Payment Method

You can now select your preferred payment method:

• Debit/Credit Card (Visa, MasterCard, RuPay)

• Net Banking (available for most major Indian banks)

• UPI Apps like Google Pay, PhonePe, Paytm

·       Before proceeding with the transaction, make sure your bank or wallet has enough funds.

Step 7: Get Payment Receipt

Once the payment is successful, a receipt is generated instantly. This will also be sent to your registered email address and mobile number via SMS.

Keep this receipt safe, as it's essential for financial and tax documentation.

Benefits of Paying LIC Premium Online Without Login

• Time-saving – No registration, no password, no hassle.

• Accessible – Anyone can pay from anywhere at any time.

• User-friendly – Easy navigation even for first-time users.

·       Safe and secure - End-to,end encryption and certified payment gateways.

• Instant Acknowledgment – Immediate confirmation via email and SMS.

• No additional charges – LIC does not impose service fees for using this option.

Common Mistakes to Avoid

• Entering wrong policy number – Double-check before confirming.

• Incorrect premium amount – Refer to the official premium notice or contact LIC.

• Wrong date of birth – Must match LIC records exactly.

• Inactive payment mode – Ensure your card or UPI is active and has sufficient funds.

Frequently Asked Questions (FAQs)

Q1. Can I pay someone else's LIC premium using the no-login option?

Yes, as long as you have the policy number, DOB, and premium details, you can pay on behalf of another person

Q2. Is it safe to Pay LIC Premium Online Without Login?

Absolutely. The LIC portal uses SSL encryption and verified payment gateways, making the process secure.

Q3. Will I get a receipt for the payment?

Yes. Following a successful payment, you will receive a digital receipt via email and SMS.

Q4. What if I make a wrong payment?

If you pay against the wrong policy number, you must contact LIC customer support with the transaction details for a possible refund or correction.

Q5. Can I use UPI to make LIC premium payments without login?

Yes, UPI is one of the supported payment modes in the Pay Direct option.

Conclusion

Paying your LIC premium has never been easier, thanks to the option to Pay LIC Premium Online Without Login. Whether you're a busy professional, a retiree, or someone handling family finances, this method is perfect for hassle-free and secure payments.

To enhance your insurance journey, consider using trusted services like Square Insurance, which simplifies policy management and ensures all your coverage needs are met without delays or confusion. With reliable support and a user-first approach, Square Insurance can make your premium payments smoother and more organized.