How to Check Car Insurance Status Online in India – Vehicle Insurance Check (2025 Guide)

In addition to being required by law in India, auto insurance offers you financial security against theft, damage, and accidents. Whether you are a new vehicle owner or someone who wants to renew or verify your existing policy, it is important to know how to check car insurance status online in India.

In this blog, we will explain everything about checking your vehicle insurance status, using official methods and simple steps. The process is quick, paperless, and can be done from your phone or computer.

Why You Should Check Your Car Insurance Status?

There are many reasons why checking your car insurance status is important:

• To make sure your insurance is active and valid

• To avoid penalties for driving without valid insurance

• To track renewal dates and avoid policy expiry

• To know your coverage details

• To check if the used car you purchased is insured

Doing a vehicle insurance check online helps you stay informed and safe on the road.

How to Check Car Insurance Status Online in India?

Here are the main ways to check your car insurance status online:

1. Through the Government Transport Portal

One of the most reliable ways to check your car insurance validity is through the national transport portal.

Steps to Check Vehicle Insurance Status:

1. Go to the official transport portal.

2. Select the option to check vehicle details.

3. Enter your vehicle registration number.

4. Enter the security code shown on the screen.

5. Click on the search option.

You will be able to see:

• Insurance company name

• Policy number

• Validity period

• Registration details

This is a fast and accurate way to do a vehicle insurance check.

2. Through National Vehicle Database

You can also check your insurance through the official vehicle registration database used across India.

Steps:

1. Visit the portal for national vehicle records.

2. Select the option to check vehicle information.

3. Enter your vehicle number and security code.

4. Submit the details to view your car's information.

You will get:

• Owner details

• Insurance validity

• Registration status

• Chassis and engine number

This is widely used for all types of car and bike insurance checks.

3. Using Your Insurance Provider's Platform

If you remember which insurance company you bought your policy from, you can check the policy directly on their official platform.

Steps:

1. Visit the official platform of your insurer.

2. Select the option to check policy status or renew policy.

3. Enter your vehicle number or policy number.

4. View the insurance validity and download the policy document if needed.

This is helpful when you are planning to renew your policy or download a soft copy of your insurance certificate.

4. Using a Mobile App

The government also provides a mobile app that gives quick access to vehicle and insurance details.

Steps:

1. Download the government-approved transport app.

2. Start the app, then choose the section for vehicle information.

3. Enter your vehicle registration number.

4. View your car insurance details, registration info, and other related data.

This method is great for people who prefer checking policy status on the go.

5. Through Insurance Agent or Customer Support

If you bought the insurance through an agent or offline method, you can contact:

• The agent who issued your policy

• The customer support of your insurance company

You may be asked for:

• Vehicle number

• Registered mobile number

• Policyholder’s name

They will help you verify the policy status or resend the policy document.

What If Your Car Insurance Has Expired?

If your car insurance has expired, you should:

1. Contact your insurance provider immediately

2. Request for a renewal or vehicle inspection if needed

3. Make the payment for renewal

4. Receive your new policy instantly on approval

It is against the law to drive a car without current insurance, and doing so can result in:

• Fines and penalties

• Legal action in case of accidents

• Problems during resale or loan applications

It is important to renew your car insurance on time.

Documents Needed to Check or Renew Insurance

Keep the following information ready when checking or renewing your insurance:

• Vehicle registration number (RC)

• Previous policy number (if available)

• Registered mobile number

• Email ID (if policy was bought online)

 Why Keeping Insurance Active is Important

Here’s why you should never ignore your insurance:

• Offers financial coverage for damages or accidents

• Helps you stay legally compliant

• Ensures cashless repair facility at authorized garages

• Protects against theft, fire, and natural disasters

• Gives peace of mind while driving

Quick Summary – How to Do Vehicle Insurance Check

Method	Purpose
Government Portal	Check insurance and registration details
National Vehicle Database	View ownership, insurance, and RC details
Insurer's Platform	Renew or download insurance documents
Mobile App	Access insurance info anytime on mobile
Agent/Support	Verify or retrieve policy with expert help

Final Thoughts

Now that you know how to check car insurance status online in India, it’s easier than ever to stay on top of your vehicle’s legal and safety coverage. Make sure your vehicle insurance is active, especially if you're driving regularly or planning a road trip.

Avoid fines, stay protected, and always keep your insurance policy handy—digitally or in print.

Stay insured, stay safe.